TAILORED
COVERAGE
FOR YOUR NEEDS
We offer customised insurance products including motor, property, liability, health, and life insurance— designed to help organisations identify, manage, and mitigate risks across all sectors.
Insurance Solutions
Comprehensive coverage for property, motor, fire, life, and travel risks.
- Motor Insurance
- Fire & General Accident
- Life & Travel
Liability Shield
Protect your business from legal claims, lawsuits, and professional risks.
- General & Public Liability
- Professional Indemnity
- Directors & Officers
Specialty Armor
Advanced protection for digital threats, engineering projects, and unique exposures.
- Cyber Liability
- Engineering All-Risk
- Environmental Coverage
EXPERT GUIDANCE
AT EVERY STEP
Our team consists of seasoned professionals with extensive knowledge in risk management, audit, and compliance. We believe that each client is unique, which is why we provide customised solutions that address specific needs.
Expertise
Seasoned professionals with extensive knowledge in risk management, audit, and compliance
Tailored Solutions
Customised solutions that address your specific business needs and risk profile
Commitment to Excellence
We deliver high-quality services that meet and exceed client expectations
Innovative Approach
We leverage the latest technology and methodologies to provide cutting-edge solutions
SPECIALIZED SECTOR COVERAGE
Deep expertise across Zambia's key economic sectors. We understand your industry-specific risks.
YOUR PATH TO COMPLETE PROTECTION
CONSULT
Free strategic session to map your business landscape and risk exposure points.
ASSESS
Deep-dive risk analysis identifying gaps and vulnerabilities in current coverage.
DESIGN
Custom protection architecture built specifically for your operational reality.
PROTECT
Ongoing fortress maintenance with full claims support and proactive review.
KNOWLEDGE IS YOUR
FIRST LINE OF DEFENSE
INSURANCE WEEK 2025: SUPPORTING FINANCIAL RESILIENCE
Flexisure Risk Advisory proudly participated in Insurance Week 2025 at Levy Mall, Lusaka—advancing insurance awareness under the theme 'Insurance: Supporting Financial Resilience in Communities.'
THIRD-PARTY MOTOR INSURANCE: YOUR SHIELD ON ZAMBIAN ROADS
Why every driver needs third-party motor insurance and how it protects you from unexpected financial burdens.
UNDERSTANDING CYBER INSURANCE IN THE DIGITAL AGE
As businesses increasingly rely on digital infrastructure, cyber insurance has become essential for protection.
Explore More Insights
5 thought leadership articles available
GOT
QUESTIONS?
Everything you need to know about working with an insurance broker and protecting your business.
We provide comprehensive coverage including motor, fire, property, professional indemnity, cyber liability, directors & officers, engineering, marine, and specialized agricultural insurance. Our 18+ solutions are tailored for Zambian businesses across all sectors.
As your independent broker, we work for you—not the insurance company. We compare policies from multiple insurers to find the best coverage at competitive rates. We also handle claims on your behalf and provide ongoing risk advisory throughout your policy lifecycle.
Our dedicated claims team guides you through every step. We document your claim, liaise with insurers, negotiate on your behalf, and ensure you receive fair and timely settlements. We've successfully processed numerous claims for our clients.
After our initial consultation (typically 30-45 minutes), we can usually provide quotes within 24-48 hours. For standard policies, coverage can begin the same day once approved. Complex risks may require additional underwriting time.
Yes, we are fully licensed and regulated by the Pensions and Insurance Authority (PIA) of Zambia. This means we meet strict professional standards and you're protected when working with us.
We go beyond standard questionnaires. Our team conducts thorough site visits when needed, analyzes your specific operational risks, and develops customized protection strategies. We consider industry-specific exposures that generic policies often miss.
LET'S BUILD YOUR
PROTECTION TOGETHER
Join 200+ Zambian businesses who trust Flexisure. Get a free consultation and discover how we can protect what you've built.